6 Ways to Pay Off Debt While on a Tight Budget
6 Ways to Pay Off Debt While on a Tight Budget According to recent statistics, individual debt rates in the US continue to rise. In 2022, the total consumer debt balance was $16.38 trillion, which increased to $17.06 trillion in 2023. This means that consumer debt balances increased by 4.15% over the past year. The […]
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7 Tips to Avoid Discretionary Expenses
7 Tips on How to Manage Discretionary Expenses Discretionary expenses are considered optional and not essential to your daily living. These expenses may include dining out, entertainment, vacations, and luxury items. While these expenses can add excitement to your life, they can also harm your finances. The more discretionary expenses you have, the less money […]
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Clever Ways to Save Money While in Debt
Clever Ways to Save Money While in Debt Managing finances can be challenging, and inflation can make saving money and paying off debts even more difficult. In June 2022, inflation peaked with a year-over-year increase of 9.1%, which was tough for many Americans. Although there has been some improvement with the current year-over-year increase falling […]
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Common Reasons Why People Get Bad Credit Score
Common Reasons Why People Get Bad Credit Score Your credit score is an important part of your financial life. It reflects your creditworthiness and significantly impacts your ability to acquire loans, credit cards, mortgages, and rental agreements. A high credit score increases your chances of getting approved for credit and allows you to negotiate better […]
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5 Ways on How to Start a Business with Bad Credit
5 Ways on How to Start a Business with Bad Credit Starting a business is an exciting and rewarding experience that allows you to pursue your passions and take control of your career. However, it’s important to acknowledge that it can also be challenging, especially if you’re on a tight budget or facing credit issues. […]
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5 Ways to Sell Your Car Fast
5 Ways to Sell Your Car Fast When it’s time to sell your car, it’s important to take the necessary steps to ensure a quick sale. Before listing your car, it’s crucial to make it stand out from the crowd. Begin by prioritizing the condition of your car. Taking it to a mechanic for a […]
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